保险风险证券化有关法律问题研究
文章摘要:近年来,随着巨大自然灾害的频繁发生,保险市场承受着巨大的风险分散压力,传统再保险的缺陷与不足凸显。在此背景下,保险业界也开始努力寻找传统再保险之外的创新型风险分散产品,以弥补传统再保险的不足,并试图将风险从保险市场转移至资本市场。在这种情况下,保险风险证券化应运而生。本报告对保险风险证券化的相关概念进行分析,就保险风险证券化与保险资产证券化这两种结构类似、但产品功能与法律关系均有差异的产品进行区别,并对保险风险证券化的交易结构、法律主... 展开
Abstract:In recently years,as natural calamities happen high frequently,the insurance market in China faces great pressure for risk diversification,and the defect and shortage of traditional reinsurance become prominent. Under this background,the insurance industry is looking for other innovative risk transfer methods to make up for the shortage of the traditional reinsurance,and also is trying to transfer the risk from insurance market t... 展开