外国金融信息服务立法、政策管理与经验借鉴
文章摘要:综合比较欧美等主要发达国家在金融信息服务立法上的发展历程及经验,可以看出欧盟以全面立法和强调“他律”为核心,建立了世界上最高的金融信息保护标准;美国则重视“自律”,强调基于消费者隐私的个人信息保护和基于市场力量的行业自律。本文分析了我国金融信息服务法律保护制度历程与现状,指出了现行法律保护制度存在的问题,并提出了相应政策建议。
Abstract:We compare the development process and experience of the financial information service legislation among European Union,the United States and other developed countries:EU built the world’s highest standard with comprehensive legislation and the core of heteronomy. However,the United States emphasized the self-discipline based on the protection of consumer privacy and market forces. Combing the development process and situation of ... 展开