我国第三方支付机构体系的建设与运行
文章摘要:2014年,我国第三方支付机构体系继续保持快速发展的势头,市场交易规模不断扩大,支付工具创新层出不穷,逐渐成为现代电子商务发展与居民生活不可缺少的金融基础设施。与此同时,在部分第三方支付机构的业务运行中也出现了一些违规现象,损害了第三方支付机构体系的整体形象。在进一步完善相关制度规则和监管模式的同时,第三方支付要真正成为我国支付体系中稳健而具有活力的重要部分,就需在鼓励创新和把控风险之间达到平衡。
Abstract:In 2014,the third-party payment platforms continue to maintain good growth momentum. With the rapidly increasing market share and innovation of payment instruments,the third-party payment platforms have already become the necessary financial infrastructure of modern E-commerce and peoples’ life. At the same time,there were also some illegal behavior of some third-party payment platforms which damage the public image of the whole i... 展开