论金融科技风险类别与监管政策——以P2P网贷发展为例
文章摘要：我国的金融科技创新以P2P为代表，经历了混乱发展阶段、整顿阶段、规范发展阶段，并且在混乱发展阶段给我国民间资本市场带来较大的冲击。本文研究了金融科技创新的应用领域及状况，分析了金融科技创新中产生金融风险的原因和风险类别，最后提出针对金融科技创新的监管政策措施。
Abstract:China’s financial technology innovation，represented by P2P，has experienced a chaotic development stage，which has a great impact on China’s private capital market. This paper studies the application field and status of fintech innovation，and analyzes the causes and categories of financial risks in fintech innovation. And finally put forward regulatory policies and measures for fintech innovation. 展开
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