2020年中国不良资产市场回顾与2021年展望
文章摘要:2020年,受疫情冲击和外部环境不确定性等因素影响,不良资产规模持续增长。商业银行不良贷款规模持续攀升,不良贷款率仍然处在高位;非银行金融机构和非金融企业都成为不良资产供给重要来源。面对巨大供给,不良资产市场参与主体呈现多元化格局,市场竞争加剧,资产包成交规模增长,价格下行趋势明显。从供给视角来看,2021年,由于整体市场环境的变化等因素,不良资产规模呈扩大趋势;从处置视角来看,需要多方发力加大不良处置力度,探索风险化解新路径;从市场视角来看... 展开
Abstract:In 2020,affected by the impact of the epidemic and the uncertainty of the external environment,the scale of non-performing assets will continue to grow. The scale of non-performing loans of commercial banks continues to rise,and the non-performing rate is still at a high level;non bank financial institutions and non-financial enterprises have become an important source of supply of non-performing assets. In the face of huge supply... 展开