您好,欢迎来到一带一路数据库!

全库
全文
  • 全文
  • 标题
  • 作者/机构
  • 关键词
  • 主题词
  • 摘要
高级检索

您好,欢迎来到一带一路数据库!

2017~2020年以供应链金融为抓手 深化中国银行业供给侧结构性改革

作者:尹豪 王刚 尚博文 出版日期:2021年06月 报告页数:9 页 报告大小: 报告字数:7615 字 所属丛书:金融监管蓝皮书 所属图书:中国金融监管报告(2021) 浏览人数: 下载人数:

文章摘要:发展供应链金融是银行业服务实体经济的重要途径,有助于缓解中小微企业融资难融资贵的难题。近年来,供应链金融政策体系不断完善,业务实现较快发展,但仍存在核心企业积极性有待提高、业务匹配困难、操作要求高、法律法规不健全、信用体系不完善等突出问题,阻碍了供应链金融的发展,对于拓宽中小微企业融资渠道、保持供应链产业链完整和稳定等产生负面影响。建议从加快推动应收账款融资票据化,促进供应链金融模式多元化,完善相关法律法规,鼓励加快金融科技应用,健全供应链金融生态体系等方面,多措并举支持供应链金融可持续发展,提升我国产业链供应链稳定性,在深化银行业供给侧结构性改革的同时,推进经济高质量发展。

Abstract:The development of supply chain finance is an important way for the banking industry to serve the real economy,which helps to alleviate the financing difficulties of SMEs. In recent years,the policy system of supply chain finance has been continuously improved,and the business has achieved rapid development. However,there are still some outstanding problems,such as that the enthusiasm of core enterprises needs to be improved,that the business matching is difficult,that the operation requirements are high,that the laws and regulations are not complete,and that the credit system is not perfect,which hinder the development of supply chain finance. These problems have negative impacts not only on broadening the financing channels of SMEs,but also on maintaining the stability and integrity of the supply chain. It is suggested that we should accelerate the development of accounts receivable in bill form,promote the diversification of supply chain financial models,improve relevant laws and regulations,encourage and accelerate the application of financial technology,improve the supply chain financial ecosystem,support the sustainable development of supply chain finance with multiple measures,in order to enhance the stability of China’s industrial chain supply chain. We should promote high-quality economic development,while deepening the supply side structural reform of the banking industry.

作者简介

尹豪:尹豪,经济学博士,中国银保监会博士后,清华大学五道口金融学院博士后,主要研究方向为资产定价、公司金融、供应链金融。

王刚:王刚,金融学博士后,研究员,中国社会科学院金融法律与金融监管研究基地特约研究员,主要研究方向为金融风险管理、银行业监管、金融法等。

尚博文:尚博文,对外经济贸易大学法学院在读硕士研究生,主要研究方向为金融法。