低利率时代中国投资发展形势及资产配置分析

Abstract:The report analyzes the reasons why China has entered the era of low interest rates and the main characteristics of asset scarcity under low interest rates. The report reviews the price trends and investment experiences of different types of assets in countries such as the United States，Japan，and Europe during periods of low interest rates. The report suggests that although the overall returns of various assets are showing a downward trend，the performance of each asset is not consistent，and the same asset also performs differently in different countries and regions，which is closely related to the economic fundamentals of that country or region. During periods of low interest rates，investors should follow the three principles of “safety，profitability，and liquidity”，adopt a balanced investment philosophy，and adopt diversified asset allocation strategies. At the end of the report，we used the “JIC Investment Rating Model” to rate five major asset categories in China in 2025，including stocks，bonds，private equity，commodities，and foreign exchange，and provided our investment recommendations.

收起