2017~2020年以供应链金融为抓手 深化中国银行业供给侧结构性改革
文章摘要:发展供应链金融是银行业服务实体经济的重要途径,有助于缓解中小微企业融资难融资贵的难题。近年来,供应链金融政策体系不断完善,业务实现较快发展,但仍存在核心企业积极性有待提高、业务匹配困难、操作要求高、法律法规不健全、信用体系不完善等突出问题,阻碍了供应链金融的发展,对于拓宽中小微企业融资渠道、保持供应链产业链完整和稳定等产生负面影响。建议从加快推动应收账款融资票据化,促进供应链金融模式多元化,完善相关法律法规,鼓励加快金融科技应用,健全... 展开
Abstract:The development of supply chain finance is an important way for the banking industry to serve the real economy,which helps to alleviate the financing difficulties of SMEs. In recent years,the policy system of supply chain finance has been continuously improved,and the business has achieved rapid development. However,there are still some outstanding problems,such as that the enthusiasm of core enterprises needs to be improved,tha... 展开