2020年中国银行业监管报告

Abstract:In 2020，facing the ravage of COVID-19 epidemic，China’s banking supervision focused on reform and development，adhered to the systemic concept，took emergency measures to deal with the epidemic，established financial prevention and control of the epidemic and supported the resumption of work and production. CBIRC defused prominent risks in key areas with precision bomb disposal，continued to maintain strict supervision and strong supervision，maintained the order of financial competition and supervised the compliance operation of the banking industry，improved the prudential supervision system to supplement the shortcomings of supervision. CBIRC promoted the reform of the banking system，the improvement of the corporate governance mechanism. The banking sector remained generally stable.Looking ahead to 2021，it is expected that the CBIRC will continue to adhere to the general tone of “seeking progress while maintaining stability” in the overall direction，prevent risks and promote development at the same time. On the one hand，the CBIRC will prevent and dissolve the systemic financial risks，make up for the systemic drawbacks，keep the macro leverage ratio stable，focus on the disposal of non-performing assets，high-risk institutions，major risk events，strengthen penetrating supervision，continue to realign the shadow banking，and take actions on the supervision of internet financial platforms，aiming to eliminate potential risks and prevent systemic risk effectively. On the other hand，CBIRC will encourage reform and opening up to promote the high-quality development of the banking industry，promote the market vitality of the banking industry through institutional innovation，and attach great importance to improving corporate governance；promote the banking sector to support the real economy，provide support for the construction of a new pattern of development，and support the domestic and international cycles.

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