2016~2019年论我国保险公司业务范围的立法缺陷与重构——以保险业供给侧结构性改革为基点
文章摘要:我国《保险法》关于保险公司经营范围的规定,存在未严格区分“保险公司的业务范围”与“保险业务”范围、未明确规定投资类业务范围、未规定保险公司可经营非保险业务等不足,影响了保险业持续健康快速发展。从保险业供给侧结构性改革出发,为最大限度地释放改革的制度性红利,本文分析了重构保险业务范围的可行性及其积极意义,提出了重构我国《保险法》关于保险公司业务范围规定的具体原则及立法建议。
Abstract:China’s insurance law provisions have legal flaws that limit the scope of insurance companies’ ability to provide coverage. These flaws indicate that there is no strict distinction between the “scope of business of the insurance company” and the “scope of the insurance business”,no clear definition of the scope of the investment business and no legal provision that the insurance company can operate the non-insurance business. T... 展开